Articles to answer a few bankruptcy, credit and scam questions to help you decide whether it is right for you. You should not file for bankruptcy without careful consideration and a consultation with a bankruptcy professional. Keep in mind that bankruptcy filing can have profound impacts on your personal property as well leaving a lasting mark on your credit history, affecting your ability to secure credit or loans for many years.
Filing for bankruptcy is a major financial decision, and one that should not be made without the advice of a knowledgeable and qualified bankruptcy attorney. It is important for consumers to remember that filing for bankruptcy filing can have a profound impact on any personal property, affect your ability to obtain financing, and mean significant changes to your credit history/ credit score for years to come. Read more
As if owing money one cannot afford to repay isn’t bad enough, many consumers who are experiencing financial hardship often find themselves being caught up in a whirlwind of debt collectors who are constantly hounding them for money. Read more
If you are considering filing bankruptcy, you may be frightened by all of the horror stories out there. It’s important to remember, however, that most of these bad experiences come from people who either decided to “go it alone”, or those who hired inexperienced bankruptcy attorneys. Read more
When most people think about bankruptcy, one thought tends to come to mind- “no more debt”. While this can certainly be true in many situations, it isn’t always the case. Many people don’t realize that there is more than one way to file bankruptcy. Read more
Perhaps one of the biggest mistakes that consumers make during or after filing bankruptcy in Orange County is to fall for credit repair scams. While it’s true that there are numerous legitimate agencies available that can assist consumers in repairing their credit, there are a large number of companies that prey on individuals who are experiencing credit issues. How does a consumer detect which credit repair agencies are real and which ones are scams? Read more
These days, with such turmoil in the economy and tighter lending restrictions being put into play, bad credit isn’t nearly as uncommon as it used to be. More and more Americans are finding themselves strapped with high mortgages, outrageous credit card debt, and stacks of bills they just can’t pay. Read more
While filing bankruptcy can be a major financial decision that can cause a variety of adverse effects in your life for years to come, it is important to remember that it is not necessarily detrimental to your credit history or credit score. There are a number of ways that you can repair your credit after bankruptcy, and with a little time, determination and the right choices, you can be on your way to better credit before you know it. Read more
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